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Travel insurance provides peace of mind while travelling abroad through several integrated insurance programs, to meet personal needs. Therefore, it is one of the most important travel tips.
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The travel insurance policy is an undertaking by the insurance company to cover the risks related to the beneficiary’s travel outside the country of residence in return for a premium paid to the insurance company by the conditions and exceptions agreed upon between the customer and the insurance company.
This document is one of the services that has become almost mandatory when applying for a visa to travel abroad for every person (or group of people) who wants to travel outside the country, mainly to several European countries.
Insurance companies contract with travellers for a period ranging from 8 to 90 days in return for an agreed-upon premium, and if the travel period exceeds 90 days, the insured does not enjoy the services provided by the policy (except for some insurance companies that conclude special contracts for a period exceeding 90 days).
The insurance coverage comes with everything the insured expects and many special benefits.
The benefits offered by this policy begin even before boarding the plane, in the event of a flight cancellation, as the insured is entitled to a sum of money as compensation for cancelling or missing the flight as a result of an emergency or shortening the flight period.
Insurance companies depend on the age of the traveller, the geographical area to which he is travelling and the duration of the trip to calculate the cost of the policy, and this is in addition to the level of coverage, which affects the price so that the higher the level of coverage, the more expensive the price.
Insurance companies provide different services and compensation at different prices for the insurance policy you choose, and it is preferable to obtain it from a reliable company.
Advice: If you obtain travel insurance to obtain a visa from the embassy, make sure of the value of the maximum coverage required from the embassy to obtain a policy whose maximum coverage is commensurate with the requirements of the embassy.
Travel insurance, however, will be required from many embassies, especially to obtain a Schengen visa for European countries, and recently, the embassies of other countries are required it.
It is considered one of the most important travel necessities and aims to protect you by covering a range of risks and emergency accidents that may meet you during your trip outside the country.
The truth is that there are people who have travel insurance and travel health insurance, but in the end, travel health insurance is considered part of the travel insurance coverage, which includes medical coverage and covers for other risks that may occur during international flights.